Leading the Next Generation of Retail Automotive and the Hispanic Market In America

Our mission is to empower the Hispanic consumer to achieve the American dream

43% of Hispanic households have no or limited access to affordable credit

While the wealth of the average Hispanic household is 88% less than the average white household in america

Yet surprisingly the US Hispanic GDP ranks as the 8th largest in the world, and the single fastest growing in the world

Our AI-powered technology delivers a unique value proposition: access to affordable financing, an opportunity to build credit, and a better future

Our Approach

Why Partner with Tricolor Financial

A revolutionary new approach to financial inclusion

Improve sales efficiency.

With increased marketing investment by OEM's targeting the underserved Hispanic market, franchise dealers are experiencing greater traffic from this rapidly growing segment; however, in many cases, these consumers are challenging with respect to securing financing. Tricolor Financial provides access to its proven and capital markets validated technology to "score the unscorable", driving conversion of Hispanic consumers.

Drive greater top line revenue.

Franchise dealers cannot access as much as 43% of the market because of no or limited bureau data. Tricolor Financial unlocks the potential for transacting significant incremental sales volume.

Position for future success.

Success in the next generation of automotive retail will depend on the ability to penetrate the Hispanic market. Tricolor Financial provides access to affordable credit, while driving financial inclusion.

Our Target Market

Vast, But Underserved Addressable Market

Explosive growth

Represents fastest growing segment of the US Hispanic population: 7.6X faster than non-Hispanics.
Political momentum

Increased immigration expected fueled by Biden administration and growing political unrest in Mexico.
Essential to our economy

Produced 82% of US workforce growth over last ten years.
Dependence on mobility

Largely incapable of transitioning to a remote work environment.
Massive buying power

Would rank as 8th largest GDP globally if it were its own economy, growing faster than India or China.
Future of automotive retail

Projected to account for all growth in US vehicle sales over next decade.
Future majority

Median age of 28 vs median age of US White population of 58.
Embedded in US ecosystem

60% of undocumented immigrants in America have resided in US for over ten years.

Our Vision

Tricolor Financial is a wholly subsidiary of Tricolor Holdings

A Community Development Financial Institution (CDFI), Tricolor utilizes its AI-powered technology to serve as the gateway to 43% of the US Hispanic population, which lacks access to affordable credit.

Direct-to-Consumer

Tricolor leverages its data-driven understanding to create a distinct online customer journey.
Financial Inclusion

For more than a decade, Tricolor has provided access to affordable credit to tens of thousands of borrowers.
Technology Driven

Tricolor has developed a proprietary AI-powered risk model which effectively segments the credit invisible consumer.

Know more about Tricolor Holdings

Leading the Next Generation of Retail Automotive and the Hispanic Market In America

Our mission is to empower the Hispanic consumer to achieve the American dream

43% of Hispanic households have no or limited access to affordable credit

While the wealth of the average Hispanic household is 88% less than the average white household in america

Yet surprisingly the US Hispanic GDP ranks as the 8th largest in the world, and the single fastest growing in the world

Our AI-powered technology delivers a unique value proposition: access to affordable financing, an opportunity to build credit, and a better future

Our Approach

Why Partner with Tricolor Financial

A revolutionary new approach to financial inclusion

Improve sales efficiency.

Drive greater top line revenue.

Position for future success.

Our Target Market

Vast, But Underserved Addressable Market

Explosive growth

Political momentum

Essential to our economy

Dependence on mobility

Massive buying power

Future of automotive retail

Future majority

Embedded in US ecosystem

Our Vision

Tricolor Financial is a wholly subsidiary of Tricolor Holdings

A Community Development Financial Institution (CDFI), Tricolor utilizes its AI-powered technology to serve as the gateway to 43% of the US Hispanic population, which lacks access to affordable credit.

Direct-to-Consumer

Financial Inclusion

Technology Driven